What are the benefits of the Premium Advance loan from GT Bank?
The benefits of the Premium Advance loan from GT Bank make it an excellent choice for high-income earners seeking quick and flexible credit. This loan provides instant access to up to ₦1 million, allowing borrowers to cover urgent expenses without delays.
With a one-year tenure and a mandatory 30-day clean-up cycle, it ensures responsible borrowing while maintaining financial flexibility. The facility is directly linked to the GTBank Naira Debit MasterCard, enabling seamless ATM withdrawals, POS transactions, and online purchases. Additionally, it offers competitive interest rates and a transparent 2% flat fee on first utilization, making it a cost-effective and convenient financial solution and these are just some of the benefits of GT Bank’s Premium Advance!
Who can apply for the Premium Advance loan from GT Bank?
To qualify for this exclusive overdraft facility, applicants must meet the following criteria:
✔ Earn a minimum monthly salary of ₦1 million, maintained for at least six months.
✔ Have an annual turnover of at least ₦10 million.
✔ Be a Platinum GTBank customer.
✔ Receive a regular salary into a GTBank account for at least three consecutive months.
These requirements ensure that the Premium Advance loan from GT Bank is available to financially stable individuals who can manage short-term credit effectively.
What are the fees and charges?
Understanding the cost of borrowing is crucial, and GTBank ensures full transparency with its fee structure. Here’s what you need to know:
💰 Flat Fee: A one-time 2% charge on the first utilization of the overdraft.
💰 Interest Rate: GTBank offers competitive interest rates for this facility, making it a cost-effective credit option.
💰 No Hidden Fees: Borrowers can rest assured that there are no extra or surprise charges beyond what is disclosed at the time of approval.
A piece of advice for you!
Making the right financial decisions is crucial when considering any loan, and the benefits of the Premium Advance loan from GT Bank can be a game-changer if used wisely. This credit facility provides immediate access to funds, helping borrowers manage short-term cash flow gaps, cover unexpected expenses, or seize urgent financial opportunities.
However, responsible borrowing is essential to avoid unnecessary financial strain. Before applying, ensure you have a solid repayment plan in place and only use the loan for strategic financial needs. When managed correctly, this overdraft can serve as a valuable tool for maintaining financial stability and achieving personal or business goals.
Start your Premium Advance loan application with GT Bank now!
Now that you know the main benefits of the Premium Advance loan from GT Bank, it’s time to take the next step! The loan from GT Bank is an ideal solution for high-income individuals who need fast, reliable credit. If you meet the eligibility criteria, you can start the application process today and gain access to the funds you need.
Click below to apply and enjoy the top benefits of the Premium Advance loan from GT Bank!